Christmas Club

What is a Christmas Club Account?

Picture it: Louisiana, December 1. You’re scrambling to save money for Christmas presents, and you’re worried that you don’t have enough in your savings account to get everything you need to buy. If you’re pulling from your monthly allotted budgets, money will end up being a little tight for your family until January so that you can get your shopping …

MyBranch Online Chat

The Benefits of Using Pelican’s Online Chat

Let’s get real; calling member service lines isn’t for everyone. We all live busy lives, and we might have 15 different things going on at the same time. How often are you able to step away from work or your kids and call on the phone? We completely understand this need; that’s why we have online chat on our website. …

Credit Union Branch

Can You Use Credit Unions from Anywhere?

Time and again we hear people ask “Can you use credit unions from anywhere?” You probably hear about banks being everywhere and assume that since credit unions aren’t “big banks,” you have limited access to your funds. We’re here to tell you that that’s simply not true. Most of this comes from the widespread issue of people relaying misinformation about …

are emv chip cards really safe?

Are EMV Chip Cards as Safe as Companies Claim?

When I think about someone stealing my money, I normally think about it in terms of actual cash. I never really think about someone stealing my debit or credit card, and I rarely think about someone stealing my information without ever seeing a physical card. It’s never on my mind because it’s convenient to use my debit or credit card, …

Are Payday Loans Bad for You?

Are Payday Loans Bad for You?

We’ve all seen the commercials and the countless companies on the side of the highway offering “Cash NOW,” “Cash 4 Le$$” and other variations of phrases for payday loans. You can find them in any town in America. Payday loan companies give people instant access to cash with a higher-than-normal interest rate with a short term. Well, there’s more to …

Should I Switch to eStatements?

Should I Switch to Electronic Statements (eStatements)?

You’ve probably heard all about electronic statements, or eStatements, from your credit union or bank. Everyone wants you to switch from receiving your paper statements but nobody wants to answer your questions honestly. Why do they want you to do that? What’s the benefit of electronic statements? Should you really switch to eStatements? We hear you and we want to help …

What is PelicanMobile?

You’ve probably heard about PelicanMobile, the new app for Pelican State Credit Union. It’s our brand new mobile banking app for iOS, Android and Windows devices! It’s got all kinds of great features, including remote deposit. But I thought you already had a mobile banking app? That’s true. Our old PelicanMobile app worked well, but we wanted to give our …