raise credit score

How Can I Raise My Credit Score?

So, you’re looking to raise your credit score. Great! We can’t blame you either—having a low credit score can be expensive. Increasing your credit score reduces the cost of financing—the higher your score, the lower the interest rates you’ll qualify for. Whether you’re building your credit from scratch or rebuilding after your scores have taken a hit, we wanted to …

can i afford to buy a house

Can I Afford to Buy a House?

So, you’ve decided it’s time to purchase a home. You’re finally ready for that place you can truly call your own. At this point, you’re probably filled with so many different emotions—and I completely understand! Purchasing a home is likely the largest purchase you’ll ever make. EVER! My name is Nekiba Johnson and I am a Nationally Certified Credit Counselor …

Stack of papers in front of a blue background

Is It Worth It to Get a Debt Consolidation Loan?

Managing debt can be tricky, but the best way to handle debt is to avoid it and stop creating it! Since many people may already be beyond this point, let’s talk about a solution. My name is Lisa Knox-Fuller, and I’m a Nationally Certified Credit Counselor with Pelican. I’ve worked with individuals and families for over 20 years in making …

#AskPelican Season 3 Recap

#AskPelican Season 3 Recap

Where does the time go? We have now wrapped up three seasons of #AskPelican, and the appreciation we have for our readers, subscribers, and viewers can’t be overstated. This series of videos and blogs is made possible by you! The #AskPelican series has become a hit since its launch in 2017. The questions our team members answer are sent in …

Shared Phone Plan

Is It Worth It to Add Someone to Your Phone Plan?

In my line of work, I meet with people all the time to discuss their financial situations. After establishing exactly what the situation is, my end goal is to get my clients back on the road to financial success. One topic that often comes up with clients is the topic of shared phone plans. This is a topic both my …

What Documents are Needed to Buy a Home?

Applying for a mortgage loan can seem like an overwhelming experience. During the lending process, your lender will ask you for a lot of different documentation that you may not be familiar with in the beginning. Knowing what documents are needed beforehand will not only help your loan move forward more smoothly, but will also help your lender identify more …