raise credit score

How Can I Raise My Credit Score?

So, you’re looking to raise your credit score. Great! We can’t blame you either—having a low credit score can be expensive. Increasing your credit score reduces the cost of financing—the higher your score, the lower the interest rates you’ll qualify for. Whether you’re building your credit from scratch or rebuilding after your scores have taken a hit, we wanted to …

truth about divorce and credit

The Truth about Divorce and Credit

At Pelican, we often say “bad things happen to good people.” We understand that sometimes life happens, and it doesn’t matter if we planned for it or not. We wanted to shed some light on something that isn’t fun for anyone involved—divorce. Getting a divorce can be extremely stressful and painful for both parties, but can also have lasting effects …

can i afford to buy a house

Can I Afford to Buy a House?

So, you’ve decided it’s time to purchase a home. You’re finally ready for that place you can truly call your own. At this point, you’re probably filled with so many different emotions—and I completely understand! Purchasing a home is likely the largest purchase you’ll ever make. EVER! My name is Nekiba Johnson and I am a Nationally Certified Credit Counselor …

Stack of papers in front of a blue background

Is It Worth It to Get a Debt Consolidation Loan?

Managing debt can be tricky, but the best way to handle debt is to avoid it and stop creating it! Since many people may already be beyond this point, let’s talk about a solution. My name is Lisa Knox-Fuller, and I’m a Nationally Certified Credit Counselor with Pelican. I’ve worked with individuals and families for over 20 years in making …

Shared Phone Plan

Is It Worth It to Add Someone to Your Phone Plan?

In my line of work, I meet with people all the time to discuss their financial situations. After establishing exactly what the situation is, my end goal is to get my clients back on the road to financial success. One topic that often comes up with clients is the topic of shared phone plans. This is a topic both my …