Looking to get a mortgage? You probably have a lot of questions, and that’s okay! There are so many different things to know about home loans. Whether it’s mortgage insurance, different loan types or the types of documents you need to get pre-approved, there’s a lot that goes into the mortgage process. Pelican Mortgage Originators Chris Neal, NMLS ID #1385376, …
Home Buying Process Recap: Your Questions, Answered
We invited the Zachary and Jackson communities to join us in February 2018 for a Financial Wellness Workshop that was focused on the home buying process. This workshop was totally free and open to the public! The Panel A panel composed of Pelican’s Nationally Certified Credit Counselor Kimberly Gaines, Greater Baton Rouge Keller Williams Realtor Jan Johnson and Pelican’s Mortgage …
My Story: Buying a House After the Flood
I’ll never forget August of 2016. August 12 started off as a normal day for me. I got off of work and left to get my son from daycare. When we got home, I did what I always do—watch the news. Since I’ve been through bad storms before, I wasn’t really worried about the weather all day. When I saw …
Are You Eligible for a CAFA Mortgage Grant?
It can be difficult to build up a nice chunk of savings, especially after a disaster. If you’re finding it hard to put a down payment on your future home, you should consider a grant from Capital Area Finance Authority (CAFA) to make your dream a reality. In this post, we’ll give you some background information on the LA-CAFA grant …
Flood Zone Changes in Central, Louisiana – Are You Affected?
Update: According to FloodSmart.gov, there is typically a 30-day waiting period from the date of purchase before your insurance policy goes into effect. For any insurance changes due to the map revisions, there is only a one day waiting period. As long as you did not cancel your flood insurance, which is not recommended, and you were in an affected …