Are Payday Loans Bad for You?

Are Payday Loans Bad for You?

We’ve all seen the commercials and the countless companies on the side of the highway offering “Cash NOW,” “Cash 4 Le$$” and other variations of phrases for payday loans. You can find them in any town in America. Payday loan companies give people instant access to cash with a higher-than-normal interest rate with a short term. Well, there’s more to …

Can I Afford a New Car?

Can I Afford a New Car?

I’ll never forget my first car. It was a 2003 Green Kia Sportage. It didn’t drive very well, but it got me where I needed to go. I’d take it everywhere, keep it super clean and always made sure to keep up with the maintenance. I always told myself that I’d get a brand new car one day. Well, that …