are emv chip cards really safe?

Are EMV Chip Cards as Safe as Companies Claim?

When I think about someone stealing my money, I normally think about it in terms of actual cash. I never really think about someone stealing my debit or credit card, and I rarely think about someone stealing my information without ever seeing a physical card. It’s never on my mind because it’s convenient to use my debit or credit card, …

Are Payday Loans Bad for You?

Are Payday Loans Bad for You?

We’ve all seen the commercials and the countless companies on the side of the highway offering “Cash NOW,” “Cash 4 Le$$” and other variations of phrases for payday loans. You can find them in any town in America. Payday loan companies give people instant access to cash with a higher-than-normal interest rate with a short term. Well, there’s more to …

Should I Switch to eStatements?

Should I Switch to Electronic Statements (eStatements)?

You’ve probably heard all about electronic statements, or eStatements, from your credit union or bank. Everyone wants you to switch from receiving your paper statements but nobody wants to answer your questions honestly. Why do they want you to do that? What’s the benefit of electronic statements? Should you really switch to eStatements? We hear you and we want to help …