The mortgage department at Pelican State Credit Union is a team of mortgage professionals ready to discuss your home financing options. They take the time to figure out the best option for your individual situation. Pelican’s mortgage team strives for excellent member service to give you the best home buying experience possible. Financing for a home isn’t just what Pelican’s …
What Documents are Needed to Buy a Home?
Applying for a mortgage loan can seem like an overwhelming experience. During the lending process, your lender will ask you for a lot of different documentation that you may not be familiar with in the beginning. Knowing what documents are needed beforehand will not only help your loan move forward more smoothly, but will also help your lender identify more …
Renting vs Owning: What’s Best for You?
Let’s face it—none of us are made of money. We don’t have a money tree in the back yard that we can simply go pick from when we’d like to buy something. While those things would be really cool, the reality is that we have budgets to stick to and have to carefully plan for life’s expenses. We all eventually …
How to Choose Home Insurance Coverage
Are you thinking about purchasing your first home, buying a new home or refinancing your current house? If so, you’ll be looking at some options for home insurance, and it can be easy to feel overwhelmed. That’s where I can help! I’ve been with Liberty Mutual Insurance for three years, so I’ve had to answer a lot of questions. I …
Home Buying Process Recap: Your Questions, Answered
We invited the Zachary and Jackson communities to join us in February 2018 for a Financial Wellness Workshop that was focused on the home buying process. This workshop was totally free and open to the public! The Panel A panel composed of Pelican’s Nationally Certified Credit Counselor Kimberly Gaines, Greater Baton Rouge Keller Williams Realtor Jan Johnson and Pelican’s Mortgage …
My Story: Buying a House After the Flood
I’ll never forget August of 2016. August 12 started off as a normal day for me. I got off of work and left to get my son from daycare. When we got home, I did what I always do—watch the news. Since I’ve been through bad storms before, I wasn’t really worried about the weather all day. When I saw …
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