As a credit counselor here at Pelican, one of the topics I help members with the most is student loan debt and how to manage it. According to a report by Forbes, there are 45 million borrowers in the U.S. who collectively owe nearly $1.6 trillion in student loan debt. Yes—TRILLION! The Coronavirus Aid, Relief, and Economic Security (CARES) Act …
The Steps to Achieving Financial Wellness
In this day and age, so many of us are seeking financial wellness. It’s a dominant subject in our society and plays a key role in how we live and work. But what is it? Financial wellness is about learning how to effectively manage your expenses. It refers to the overall health of your monetary situation as it relates …
How to Prepare for a Job Interview
Wouldn’t it be nice if we could all live with an endless amount of income and never have to work a day in our lives? Well, unfortunately that’s not realistic for most of us. Since we have to work to make money, shouldn’t it be something we know we’ll love? My name is Chloe’, and I’m a Recruiting and Employee …
The Truth about Divorce and Credit
At Pelican, we often say “bad things happen to good people.” We understand that sometimes life happens, and it doesn’t matter if we planned for it or not. We wanted to shed some light on something that isn’t fun for anyone involved—divorce. Getting a divorce can be extremely stressful and painful for both parties, but can also have lasting effects …
GRITS: Food for Thought
Grits are a very versatile food that offer many meal choices. They’re often accompanied with breakfast foods like eggs, bacon, and pancakes and are super easy to prepare (just add water and heat in the microwave). In many southern states, you can find grits as an ingredient in dishes like shrimp and grits, grits and grillades, and even sometimes with …
Disaster Preparedness Checklist
When disaster strikes—tornado, hurricane, virus pandemic—it’s very important to be prepared in advance. Many normalcies can be out of reach during these times. In other words, the primary focus is on the health and safety of you and your family. Being able to make regular trips to places like the grocery store and hardware store may be limited. As these options …