Credit cards in a stack

Credit Cards: Making Them Work for You

Credit cards have become a way of life for most of us today. They’re easy to use, convenient and safer than carrying around cash. They enable us to purchase what we need or want today and pay for it tomorrow. They’re a large piece of the equation to establishing a credit score, but it’s important to remember that they can …

Pile of Money - Dolla Dolla Bills, y'all

Budgeting for Your Lifestyle

For most people, the “B” word, budget, usually suggests a strict adherence to spending a designated amount of money on a monthly basis. In other cases, being on a budget represents a sacrificial lifestyle. In either case, maintaining a budget is viewed as rigid and simply boring. It’s regarded as a spending lifestyle that has no spontaneity or planned fun …