Credit cards in a stack

Credit Cards: Making Them Work for You

Credit cards have become a way of life for most of us today. They’re easy to use, convenient and safer than carrying around cash. They enable us to purchase what we need or want today and pay for it tomorrow. They’re a large piece of the equation to establishing a credit score, but it’s important to remember that they can …

Pile of Money - Dolla Dolla Bills, y'all

Budgeting for Your Lifestyle

For most people, the “B” word, budget, usually suggests a strict adherence to spending a designated amount of money on a monthly basis. In other cases, being on a budget represents a sacrificial lifestyle. In either case, maintaining a budget is viewed as rigid and simply boring. It’s regarded as a spending lifestyle that has no spontaneity or planned fun …

Christmas Club

What is a Christmas Club Account?

Picture it: Louisiana, December 1. You’re scrambling to save money for Christmas presents, and you’re worried that you don’t have enough in your savings account to get everything you need to buy. If you’re pulling from your monthly allotted budgets, money will end up being a little tight for your family until January so that you can get your shopping …

Benefits of Buying a Rental Car - Enterprise in Baton Rouge

The Benefits of Buying a Rental Car

When it comes to car purchases, you need to make sure you’re getting a quality car—nothing’s worse than spending thousands of dollars on a lemon. When you’re already on a budget and looking for a vehicle to get you somewhere, you need to make all of your dollars count. Instead of a brand new car, you should consider purchasing a …

Are You Eligible for a CAFA Mortgage Grant?

It can be difficult to build up a nice chunk of savings, especially after a disaster. If you’re finding it hard to put a down payment on your future home, you should consider a grant from Capital Area Finance Authority (CAFA) to make your dream a reality. In this post, we’ll give you some background information on the LA-CAFA grant …