Why is a Business Plan Important for Success?

Creating a new business can be quite stressful and fearful all at once. There are many questions to answer. What resources will you need, what is your vision, and how will you bring the vision to life? There is a quote that I often think about when it comes to starting a business, and it states, “Make your vision so …

Pelican team member writing Credit vs. Character on paper with a Pelican pen

Credit vs Character: The Hidden Truth in Your Credit Report

For more than 40 years, most financial institutions have relied on the Fair Isaac Corporation’s credit scoring system, most commonly known as FICO, to evaluate borrowers’ creditworthiness. Credit unions and banks have even used credit scores and reports to assist them in determining whether or not to hire a potential employee. Now, over 70% of all companies use credit reports …

Scott at a Pelican Event

How to Choose Home Insurance Coverage

Are you thinking about purchasing your first home, buying a new home or refinancing your current house? If so, you’ll be looking at some options for home insurance, and it can be easy to feel overwhelmed. That’s where I can help! I’ve been with Liberty Mutual Insurance for three years, so I’ve had to answer a lot of questions. I …

Pelican Team Member with Glasses and Denim Jacket Working on a Computer

How to Take Your Side Hustle Full-Time

If you have a part-time venture on the side that you are passionate about, then there’s a good chance you have entertained the idea of turning that into a full-time business. You probably also have tons of questions about how to approach bringing your freelance or side hustle gig full-time. Don’t worry—we’re here to help! Although it may seem like …

Mortgage Terms and Phrases You Need to Know

The mortgage process can be confusing at times, but at Pelican we strive to take the confusion out of buying a home. When purchasing a home, your lender may use a lot of terms that seem unfamiliar to you. By understanding these terms, it will allow you to make sure the loan you have is right for you. You’ll also …