Applying for a mortgage loan can seem like an overwhelming experience. During the lending process, your lender will ask you for a lot of different documentation that you may not be familiar with in the beginning. Knowing what documents are needed beforehand will not only help your loan move forward more smoothly, but will also help your lender identify more …
Answers to Your Most Frequently Asked Mortgage Questions
Looking to get a mortgage? You probably have a lot of questions, and that’s okay! There are so many different things to know about home loans. Whether it’s mortgage insurance, different loan types or the types of documents you need to get pre-approved, there’s a lot that goes into the mortgage process. Pelican Mortgage Originators Chris Neal, NMLS ID #1385376, …
My Story: Buying a House After the Flood
I’ll never forget August of 2016. August 12 started off as a normal day for me. I got off of work and left to get my son from daycare. When we got home, I did what I always do—watch the news. Since I’ve been through bad storms before, I wasn’t really worried about the weather all day. When I saw …
Are You Eligible for a CAFA Mortgage Grant?
It can be difficult to build up a nice chunk of savings, especially after a disaster. If you’re finding it hard to put a down payment on your future home, you should consider a grant from Capital Area Finance Authority (CAFA) to make your dream a reality. In this post, we’ll give you some background information on the LA-CAFA grant …