are emv chip cards really safe?

Are EMV Chip Cards as Safe as Companies Claim?

When I think about someone stealing my money, I normally think about it in terms of actual cash. I never really think about someone stealing my debit or credit card, and I rarely think about someone stealing my information without ever seeing a physical card. It’s never on my mind because it’s convenient to use my debit or credit card, …

How to Give Without Giving Money

How to Give Without Giving Money

I feel horrible when I’m at the store and there’s a charity outside asking if I want to donate to their cause but I can’t afford to donate. It’s absolutely heartbreaking; I’m standing there after saying “no,” and I see the look in their eyes. Then, I feel ashamed and have to avoid them because I just don’t have the …

Cute Budget Date Ideas in Baton Rouge

Ask any residents of the Red Stick and they’ll tell you just how beautiful the city of Baton Rouge is. Scenic views of city landmarks and amazing after-hours events are almost around every corner, so there’s always something to do in the city! It might seem hard to find a cute date idea in Baton Rouge on a budget, but …

Are Payday Loans Bad for You?

Are Payday Loans Bad for You?

We’ve all seen the commercials and the countless companies on the side of the highway offering “Cash NOW,” “Cash 4 Le$$” and other variations of phrases for payday loans. You can find them in any town in America. Payday loan companies give people instant access to cash with a higher-than-normal interest rate with a short term. Well, there’s more to …

Can I Afford a New Car?

Can I Afford a New Car?

I’ll never forget my first car. It was a 2003 Green Kia Sportage. It didn’t drive very well, but it got me where I needed to go. I’d take it everywhere, keep it super clean and always made sure to keep up with the maintenance. I always told myself that I’d get a brand new car one day. Well, that …

Eight Free Library Services - Livingston Parish Library

7 FREE Library Services That You’re Wasting Money On

When you hear the word “library” what do you think? Chances are you probably thought of rows and rows of dusty old books. Alright, maybe an older lady telling you to quiet down, too. These are just overplayed library stereotypes, sure, but most people think that’s all their library has to offer. I bet you didn’t know that there are …