Whether you are getting married, buying your first car or getting back on your feet, we are there to help. We want to make planning for life easier than it has ever been before.
Credit cards have become a way of life for most of us today. They’re easy to use, convenient and safer than carrying around cash. They enable us to purchase what we need or want today and pay for it tomorrow. They’re a large piece of the equation to establishing a credit score, but it’s important to remember that they can …
For most people, the “B” word, budget, usually suggests strict adherence to spending a designated amount of money on a monthly basis. In other cases, being on a budget represents a sacrificial lifestyle. In either case, maintaining a budget is viewed as rigid and simply boring. It’s regarded as a spending lifestyle that has no spontaneity or planned fun in …
Everyone should know what happens behind-the-scenes of their checking account. After all, your checking account holds funds that you need for everyday purchases. Many of our members have been asking questions and wanting to learn more about overdraft services, especially Overdraft Protection and Overdraft Privilege. Pelican Overdraft Privilege Administrator Courtney Guy gives answers to some of the most-asked questions on …
It’s extremely important to get started on the path to financial success when you’re younger. That’s why we love visiting our local schools and teaching kids financial wellness—we know we’re making a positive impact on how they view their finances now and in the future. But what can you do to help teach your kids how to save and the …
When it comes to car purchases, you need to make sure you’re getting a quality car—nothing’s worse than spending thousands of dollars on a lemon. When you’re already on a budget and looking for a vehicle, you need to make every dollar count. Instead of a brand new car, you should consider purchasing a certified preowned rental car. “Certified” is …
It can be difficult to build up a nice chunk of savings, especially after a disaster. If you’re finding it hard to put a down payment on your future home, you should consider a grant from Capital Area Finance Authority (CAFA) to make your dream a reality. In this post, we’ll give you some background information on the LA-CAFA grant …
