Pelican’s Nationally Certified Credit Counselors talk with members each day to help guide them in their financial decisions and improve their financial wellness. They work closely with our members to help them review their budget and make significant progress toward their financial goals. Lynn Gobert is a Nationally Certified Credit Counselor through the Credit Union National Society (CUNA). We asked ...
Turned Down for What: How to Handle a Loan Application Denial
It’s pretty disappointing when you've applied for a loan or a credit card and you get the alarming news that you have been denied. You might be asking yourself, “Turned down? For what?” The good thing is that this is NOT the end of the world, and you have options to find out why your loan application was denied! What ...
BEWARE: The Dangers of Credit Repair Companies
Credit repair companies can be very enticing to some of us that are looking to purchase a home or fix our current financial situation. In order to qualify for a mortgage loan, some people are told they need to improve their credit score by getting rid of the negative items on their report. Unfortunately, this is when people will often ...