According to the 2020 census, nearly 19 million children in the United States are living in single-parent households. If you’re a single parent, it can feel like the financial challenges that come with raising a child by yourself are too much to handle. My name is Kimberly Gaines and as a Nationally Certified Credit Counselor here at Pelican, I’ve met …
As a credit counselor here at Pelican, one of the topics I help members with the most is student loan debt and how to manage it. According to a report by Forbes, there are 45 million borrowers in the U.S. who collectively owe nearly $1.6 trillion in student loan debt. Yes—TRILLION! The Coronavirus Aid, Relief, and Economic Security (CARES) Act …
In my line of work, I meet with people all the time to discuss their financial situations. After establishing exactly what the situation is, my end goal is to get my clients back on the road to financial success. One topic that often comes up with clients is the topic of shared phone plans. This is a topic both my …
Side hustles and entrepreneurial ventures are great for earning money outside of your regular job, but there are other ways to increase your money in the new year! We’ve talked about mobile apps to help with financial resolutions on the blog previously, but I always say that there are more than just apps available to help you save money! Here …
It’s pretty disappointing when you’ve applied for a loan or a credit card and you get the alarming news that you have been denied. You might be asking yourself, “Turned down? For what?” The good thing is that this is NOT the end of the world, and you have options to find out why your loan application was denied! What …
