For most people, the “B” word, budget, usually suggests a strict adherence to spending a designated amount of money on a monthly basis. In other cases, being on a budget represents a sacrificial lifestyle. In either case, maintaining a budget is viewed as rigid and simply boring. It’s regarded as a spending lifestyle that has no spontaneity or planned fun …
What is a Christmas Club Account?
Picture it: Louisiana, December 1. You’re scrambling to save money for Christmas presents, and you’re worried that you don’t have enough in your savings account to get everything you need to buy. If you’re pulling from your monthly allotted budgets, money will end up being a little tight for your family until January so that you can get your shopping …
Teaching Children the Importance of Saving
It’s extremely important to get started on the path to financial success when you’re younger. That’s why we love visiting our local schools and teaching kids financial wellness—we know we’re making a positive impact on how they view their finances now and in the future. But what can you do to help teach your kids how to save and the …
Make the Most Out of Your Tax Refund This Year—Shrink, Spend, SAVE!
It’s FINALLY a new year. Thank goodness, right? Many of us were hit with some pretty heavy things last year. Thinking of the promise of a new year reminds me of the possible tax refund coming my way in February and what it can do for my current financial situation. It’s important to plan for what’s to come in the …
Easy Home Workouts—No Gym Required!
New year, new you! If you’re like me, you probably have plenty of personal goals you want to set for yourself for the year. Whether it’s financial New Year’s resolutions, changing eating habits or trying to get back in shape, we all have something we want to attain for ourselves. What do you do if you want to save money …
Joint Checking Accounts: Are They Right for You?
We’ve already talked about financial questions you should answer before getting married. We felt this burning question deserved its own blog post because everyone seems to have a different opinion when talking about sharing a checking account with their spouse. It’s important for couples who share a joint checking account to trust one another completely and have similar spending and …