When it comes to buying a vehicle when you already own one, there are always decisions to be made regarding your current vehicle. Our partners at Enterprise Car Sales helped us answer some frequently asked questions by those looking to trade in their vehicle: Can I trade in a vehicle if I still owe on it? The short answer: yes, …
Joint Checking Accounts: Are They Right for You?
We’ve already talked about financial questions you should answer before getting married. We felt this burning question deserved its own blog post because everyone seems to have a different opinion when talking about sharing a checking account with their spouse. It’s important for couples who share a joint checking account to trust one another completely and have similar spending and …
Are Payday Loans Bad for You?
We’ve all seen the commercials and the countless companies on the side of the highway offering “Cash NOW,” “Cash 4 Le$$” and other variations of phrases for payday loans. You can find them in any town in America. Payday loan companies give people instant access to cash with a higher-than-normal interest rate with a short term. Well, there’s more to …
Should I Switch to Electronic Statements (eStatements)?
You’ve probably heard all about electronic statements, or eStatements, from your credit union or bank. Everyone wants you to switch from receiving your paper statements but nobody wants to answer your questions honestly. Why do they want you to do that? What’s the benefit of electronic statements? Should you really switch to eStatements? We hear you and we want to help …