Pelican’s Nationally Certified Credit Counselors talk with members each day to help guide them in their financial decisions and improve their financial wellness. They work closely with our members to help them review their budget and make significant progress toward their financial goals. Lynn Gobert is a Nationally Certified Credit Counselor through the Credit Union National Society (CUNA). We asked …
Turned Down for What: How to Handle a Loan Application Denial
It’s pretty disappointing when you’ve applied for a loan or a credit card and you get the alarming news that you have been denied. You might be asking yourself, “Turned down? For what?” The good thing is that this is NOT the end of the world, and you have options to find out why your loan application was denied! What …
BEWARE: The Dangers of Credit Repair Companies
Credit repair companies can seem enticing to those interested in purchasing a home or fixing a current financial situation. Some people believe they must improve their credit score and remove negative items from their report to qualify for a mortgage loan. Unfortunately, this is when people often turn to credit repair companies for help. What You Should Know About Credit …