can i afford to buy a house

Can I Afford to Buy a House?

So, you’ve decided it’s time to purchase a home. You’re finally ready for that place you can truly call your own. At this point, you’re probably filled with so many different emotions—and I completely understand! Purchasing a home is likely the largest purchase you’ll ever make. EVER! My name is Nekiba Johnson and I am a Nationally Certified Credit Counselor …

beginner's guide buying a car

The Beginner’s Guide to Buying a Car

Purchasing a vehicle is, generally speaking, the second largest purchase you’ll ever make. Considering more than just how it’s going to affect your budget, buying a car requires lots of thought and careful planning. Before making such a purchase, there’s a few questions you need to ask yourself: Can I afford it? What about my emergency fund? How will this …