Did you know the average cost to secure a solid jump start in your sweet baby’s future at a public 4-year college is roughly $20,000 per year? The yearly cost quickly totals about $100,000 or more in guaranteed future expenses. Kids are expensive, yes! But they are also single-handedly the best investment towards your legacy. Therefore, saving for their future …
How Personal Credit Affects Small Businesses
The decision to start your own business is exciting, but learning about the ins and outs of running one can get complicated. The best part? Understanding how personal credit affects your business is simple! HOW PERSONAL CREDIT AFFECTS BUSINESS It’s a common misconception that business owners only need to focus on building business credit without having a good personal credit …
Is Buying Now and Paying Later Worth It?
Benjamin Franklin once said, “Don’t put off until tomorrow what you can do today.” Companies such as Affirm, Afterpay, Klarna, Pay in 4, Uplift, and Zip are taking a unique spin on this famous quote. These platforms lead the charge on the Buy Now, Pay Later (BNPL) model. They allow you to purchase electronics, concert tickets, clothing, groceries, airline tickets, …
Best Money Saving Apps to Increase Your Savings
One resolution that we should all have capitalized, underlined, and in bold at the top of our lists? Save more money! The thought of handling finances might bring some eye rolls and images of endless Excel sheets, but we’re here to show you that saving money doesn’t have to be a headache. Check out some of these apps that can …
Prom on a Budget
Prom is a tradition that many generations of high schoolers experience. It’s one of the last nights that many students get to spend with friends and classmates as high schoolers. As a parent or guardian, you want this night to be memorable for your teen. It’s easy to lose sight of all the costs associated with this event while getting …
10 Budget-Friendly Valentine’s Day Gifts
The new year is thirty-three days in and with the turn of the month comes a day dreaded by the heartbroken and awaited by the devoted—Valentine’s Day. No need to worry! Although the day is met with both ire and delight, one matter stands true—it doesn’t have to break the bank. We’ve got you covered on budget-friendly gifts that you …