Whether you’re just starting your career or you’re more of a seasoned professional, any time is a good time to start financially planning for your future. As a Credit Counselor here at Pelican State Credit Union, one area I educate our members on frequently is retirement. Retirement may seem far away to some of us, making it seem less urgent …
Changing Your Money Mindset
When we hear the word relationship, we often think of it in terms of our connection to other people. We’re constantly striving to build healthy and positive relationships with our family, spouses, friends, and coworkers. Many people don’t realize that they have a relationship with money, and sometimes it isn’t a healthy relationship! Financial wellness includes having a healthy relationship …
How to Create (and Successfully Stick to) a Holiday Budget
The holiday season is a special time of the year where we look forward to enjoying the company of friends and family and annual traditions! It’s also known as a time of giving, which means heading into this season without a spending plan can put stress on your finances! We love to create a magical atmosphere in our homes and …
Healthcare in the Golden Years: Why You Should Plan Now
Have you thought about how your healthcare costs might change as you age? There are many important financial decisions that will impact your retirement and healthcare planning. Let’s talk about how you can start planning now. Step 1: Plan for Retirement The first thing you should do when planning for healthcare as you age is decide when to stop working. …
The Benefits of Having a Youth Savings Account
As a Nationally Certified Credit Counselor here at Pelican, I believe that children are never too young to learn about finances. Proper money management is one of the most important lessons you can teach children because it sets a solid foundation for their future financial success. The best place to start when teaching your children about finances is by opening …
How to Financially Prepare for Maternity Leave
As you await the newest little addition to your family, you’re probably facing a rollercoaster of emotions! Preparing for the expenses of a new baby along with having to take time off of work can quickly turn an exciting time into an also very stressful time. As a mom of two and the Payroll and Benefits Specialist here at Pelican, …