school supplies on a green and blue background, saving for your child's college fund

Finance the Future: Saving for Your Child’s College Fund

Did you know the average cost to secure a solid jump start in your sweet baby’s future at a public 4-year college is roughly $20,000 per year? The yearly cost quickly totals about $100,000 or more in guaranteed future expenses.  Kids are expensive, yes! But they are also single-handedly the best investment towards your legacy. Therefore, saving for their future …

Picture with the title How Personal Credit Affects Small Businesses

How Personal Credit Affects Small Businesses

The decision to start your own business is exciting, but learning about the ins and outs of running one can get complicated. The best part? Understanding how personal credit affects your business is simple! HOW PERSONAL CREDIT AFFECTS BUSINESS It’s a common misconception that business owners only need to focus on building business credit without having a good personal credit …

Images related to money and saving with the words Is Buying Now and Paying Later Worth It? in reference to buy now, pay later sites.

Is Buying Now and Paying Later Worth It?

Benjamin Franklin once said, “Don’t put off until tomorrow what you can do today.” Companies such as Affirm, Afterpay, Klarna, Pay in 4, Uplift, and Zip are taking a unique spin on this famous quote. These platforms lead the charge on the Buy Now, Pay Later (BNPL) model. They allow you to purchase electronics, concert tickets, clothing, groceries, airline tickets, …

Image of a person walking through a keyhole with the words Opportunity Knocked, Pelican Answered

Opportunity Knocked, Pelican Answered

What would you do if someone offered you the opportunity of a lifetime? Would you take it? Pelican State Credit Union and Lake Charles pastors Charles and Tiffany White answered with a resounding YES when they received the opportunity to appear on the PBS series “Opportunity Knock$.” JAMIE STRAYER DEVELOPS “OPPORTUNITY KNOCK$” “Opportunity Knock$” comes at a time when more …

Financial Steps to Take When You've Been Laid Off

Financial Steps to Take When You’ve Been Laid Off

Being laid off from work is extremely stressful. While some employers provide advance notice, this isn’t always the case. If you haven’t created a plan or you don’t have an emergency fund to fall back on, figuring out how to pay the bills can become worrisome. We’ve compiled a list of financial steps to take in the event of such …

10 Budget-Friendly Valentine’s Day Gifts

10 Budget-Friendly Valentine’s Day Gifts

The new year is thirty-three days in and with the turn of the month comes a day dreaded by the heartbroken and awaited by the devoted—Valentine’s Day. No need to worry! Although the day is met with both ire and delight, one matter stands true—it doesn’t have to break the bank. We’ve got you covered on budget-friendly gifts that you …