Prom is a tradition that many generations of high schoolers experience. It’s one of the last nights that many students get to spend with friends and classmates as high schoolers. As a parent or guardian, you want this night to be memorable for your teen. It’s easy to lose sight of all the costs associated with this event while getting …
Changing Your Money Mindset
When we hear the word relationship, we often think of it in terms of our connection to other people. We’re constantly striving to build healthy and positive relationships with our family, spouses, friends, and coworkers. Many people don’t realize that they have a relationship with money, and sometimes it isn’t a healthy relationship! Financial wellness includes having a healthy relationship …
GRITS: Food for Thought
Grits are a very versatile food that offer many meal choices. They’re often accompanied with breakfast foods like eggs, bacon, and pancakes and are super easy to prepare (just add water and heat in the microwave). In many southern states, you can find grits as an ingredient in dishes like shrimp and grits, grits and grillades, and even sometimes with …
Credit vs Character: The Hidden Truth in Your Credit Report
For more than 40 years, most financial institutions have relied on the Fair Isaac Corporation’s credit scoring system, most commonly known as FICO, to evaluate borrowers’ creditworthiness. Credit unions and banks have even used credit scores and reports to assist them in determining whether or not to hire a potential employee. Now, over 70% of all companies use credit reports …
Budgeting for Your Lifestyle
For most people, the “B” word, budget, usually suggests strict adherence to spending a designated amount of money on a monthly basis. In other cases, being on a budget represents a sacrificial lifestyle. In either case, maintaining a budget is viewed as rigid and simply boring. It’s regarded as a spending lifestyle that has no spontaneity or planned fun in …