Did you know the average cost to secure a solid jump start in your sweet baby’s future at a public 4-year college is roughly $20,000 per year? The yearly cost quickly totals about $100,000 or more in guaranteed future expenses. Kids are expensive, yes! But they are also single-handedly the best investment towards your legacy. Therefore, saving for their future …
How Personal Credit Affects Small Businesses
The decision to start your own business is exciting, but learning about the ins and outs of running one can get complicated. The best part? Understanding how personal credit affects your business is simple! HOW PERSONAL CREDIT AFFECTS BUSINESS It’s a common misconception that business owners only need to focus on building business credit without having a good personal credit …
Is Buying Now and Paying Later Worth It?
Benjamin Franklin once said, “Don’t put off until tomorrow what you can do today.” Companies such as Affirm, Afterpay, Klarna, Pay in 4, Uplift, and Zip are taking a unique spin on this famous quote. These platforms lead the charge on the Buy Now, Pay Later (BNPL) model. They allow you to purchase electronics, concert tickets, clothing, groceries, airline tickets, …
Opportunity Knocked, Pelican Answered
What would you do if someone offered you the opportunity of a lifetime? Would you take it? Pelican State Credit Union and Lake Charles pastors Charles and Tiffany White answered with a resounding YES when they received the opportunity to appear on the PBS series “Opportunity Knock$.” JAMIE STRAYER DEVELOPS “OPPORTUNITY KNOCK$” “Opportunity Knock$” comes at a time when more …
Financial Steps to Take When You’ve Been Laid Off
Being laid off from work is extremely stressful. While some employers provide advance notice, this isn’t always the case. If you haven’t created a plan or you don’t have an emergency fund to fall back on, figuring out how to pay the bills can become worrisome. We’ve compiled a list of financial steps to take in the event of such …
Best Money Saving Apps to Increase Your Savings
One resolution that we should all have capitalized, underlined, and in bold at the top of our lists? Save more money! The thought of handling finances might bring some eye rolls and images of endless Excel sheets, but we’re here to show you that saving money doesn’t have to be a headache. Check out some of these apps that can …